Full Coverage vs Liability

OK, so you might be asking what's a Simpsons video doing up on a blog that supposed to be about something inspirational or spiritual? Well, believe it or not, there is actually a true concept taught within this clip (all the episode as a whole is a farce about healing revivals). But if we just focus on this clip there is a principle taught that not many people believe. It's a concept that we are taught all our lives as Latter Day Saints and that is the concept of constant repentance and constant obedience or doing good. When told that he would be covered even in the case of "sudden death" Bart replies with the phrase "full coverage!"
It kind of makes sense to think of consistency in repentance, obedience, etc as "full coverage" insurance where as lack of consistency as "liability" insurance. Full coverage offers a more substantial protection for our vehicles regardless of what might happen to them (in principle that is, arguing with the insurance agent is another deal) whereas liability does nothing to protect out vehicle, just that of another person if we are the cause of an accident. True, the premiums on full coverage are substantially higher as well, but you get what you pay for.
The same is true in the gospel sense. Constant obedience to gospel principles (full coverage) requires more out of us (higher premiums) than that of living a flaccid life and not doing what the Lord expects from us (liability) and in the end, that liability does nothing to protect us.
So let's live a life with full coverage insurance. Let's constantly be doing those things that the Lord would have us do.